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Credit card debt? Bad credit cards? Our debt solution helps you if your Credit Agreement is unenforceable. If the content of the Credit Card Agreement or Loan Agreement that you signed, did not comply with Consumer Credit Legislation in the form of The Consumer Credit Act 1974, then your Credit Agreement could be Legally Unenforceable. If your Credit Agreement is Unenforceable, you may not have to repay the outstanding balance and you may be entitled to a refund of previous interest payments or Compensation.Keywords: credit card debt, debt solution, bad credit cards, unenforceable loan, legal loophole